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Frequently Asked Questions

Q. How do I Contact the Claims Administrator?

A. In writing:

By e-mail: admin@inrevisacheckmastermoneyantitrustlitigation.com

Call toll-free: 1-888-641-4437

Q. Am I a Class Member?

A. You are a Class Member if you are a person or business entity in the United States who accepted Visa and/or MasterCard credit card transactions for payment, and were therefore required to accept Visa and/or MasterCard-branded debit card transactions under the challenged tying arrangements, at any point during the period commencing October 25, 1992 through June 21, 2003.

You are not considered a Class Member if you previously filed a request for exclusion in accordance with the requirements set forth in the Consent Order Concerning Notice of Pendency of Class Action dated June 21, 2002, and/or the Notice of Settlement provided to Class Members in June 2003.

Q. What do I have to do to Obtain a Claim Form?

A. Class Members who received a Notice of Pendency in 2002 and/or Notice of Settlement in 2003 will receive a Claim Form from the Claims Administrator. Also, Class Members who are identified in the Visa Transactional Database for any period of time after October 1996 will receive a Claim Form from the Claims Administrator. These Class Members do not need to do anything to receive their Claim Form.

Q. How do I Know if I am Identified in the Visa Transactional Database?

A. If you accepted Visa transactions for any period of time after October 1996, you almost certainly will be identified in the Visa Transactional Database.

Q. If I am a Member of the Class but I did not Accept Visa Transactions after October 1996, how can I Obtain a Claim Form?

A. If you did not accept Visa transactions after October 1996, or if you did not receive a Notice of Pendency or Notice of Settlement, you should contact the Claims Administrator to request a Claim Form, by one of the methods listed in Question A, above. You can also click here to request a Claim Form.

Q. When will I Receive my Claim Form?

A. The Claims Administrator mailed Claim Forms to all identified Class Members by September 29, 2005.

Q. What if I do not Receive a Claim Form?

A. If you did not receive a Claim Form within a few days after September 29, 2005, but believe your are entitled to one, please call the toll-free telephone number, above, or click here to request a Claim Form.

Q. Do I need to Submit Documentation Along with my Claim Form?

A. No, you do not.

If you received a Claim Form with an Estimated Cash Payment pre-printed on Page 1, and you do not wish to challenge your Estimated Cash Payment, all you have to do to claim your share of the Net Settlement Funds is submit a properly completed Claim Form.

If you received a Claim Form with no pre-printed Estimated Cash Payment, you do not need to submit documentation. However, you will need to indicate on your Claim Form the periods during which you accepted Visa and/or MasterCard off-line debit and credit transactions and/or on-line PIN debit transactions for payment during the Class Period. You will also need to indicate your annual total gross U.S. sales for your business(es) that accepted Visa and/or MasterCard transactions for each year or fractional year of the Class Period during which your business(es) accepted Visa and/or MasterCard transactions. Finally, you will need to identify from a list of merchant categories the merchant category(ies) which best correspond(s) with your line of business. If you identify more than one merchant category, you will need to identify the percentage of your annual total gross U.S. sales accounted for by each merchant category you select from the list.

All Class Members should retain the contracts they entered into with Visa/MasterCard acquiring financial institutions and/or third-party processors that show when the merchant accepted Visa, MasterCard and/or on-line PIN debit transactions. Class Members may be later asked to provide such documentation to confirm that they are entitled to a Cash Payment.

Q. How did you Determine my Estimated Cash Payment?

A. If you received a Claim Form with an Estimated Cash Payment on Page 1, the pre-printed amount represents your estimated share of the Net Settlement Fund, not including on-line debit. You may click here to review a detailed explanation of how this amount was calculated.

Q. What if I Disagree with the Amount Pre-printed on the Claim Form?

A. If you received a Claim Form with an Estimated Cash Payment pre-printed on Page 1 and you disagree with this amount or the calculation used, you must do the following:

1. Check the "I DISAGREE" box in Section B (see Question #19) of the Claim Form.

2. Submit a written challenge to the Claims Administrator. Your challenge must state what you believe your Estimated Cash Payment should be and/or how it can be more accurately calculated.

3. Provide documentation (such as processor statements) which clearly shows why the pre-printed Estimated Cash Payment underestimated or overestimated your share of the Net Settlement Funds.

4. Return your Claim Form, written challenge and supporting documents to the Claims Administrator by December 28, 2005.

Q. Can I Object to the Settlement?

A. No, the time period to object to the Settlement has expired.

Q. What if I Received More than One Claim Form?

A. You may have received several Claim Forms if you operate or have operated more than one retail location or more than one division or merchant operation between October 25, 1992 and June 21, 2003. You may also have received several Claim Forms if you purchased other merchant operations between October 25, 1992 and June 21, 2003. If you have received more than one Claim Form, you may request that your Claim Forms be consolidated by submitting the following information along with one Claim Form:

1. A list of all the Class Member's stores and store addresses that accepted Visa and MasterCard transactions between October 1, 1996 and June 21, 2003;

2. A list of all the claim numbers and control numbers found on the Claim Forms you have received;

3. The address to which the Class Member would like its consolidated Claim Form sent;

4. The card acceptor ID numbers that Visa has assigned to the Class Member's stores (or to the Class Member) since 1996. (Class Members should be able to confirm these numbers by contacting their acquiring bank or third-party processor);

5. The acquirer bank identification numbers ("BINs") for Visa acquiring banks that contracted with the Class Member since 1996. (Class Members should be able to confirm these numbers by contacting their acquiring bank or third-party processor); and

6. A list of all wholly-owned subsidiaries that accepted Visa and MasterCard in the U.S. which the merchant would like consolidated into a single Claim Form.

Also, please consult the document entitled "Methodology For Calculating Estimated Cash Payment" on this website for additional information if your Business or Organization purchased or sold store locations, or purchased or sold a business or organization that is a member of the Class, during the period October 1, 1996 through June 21, 2003.

Q. Do I Need to Consolidate my Claim Forms if I Already Requested they be Consolidated?

A. No, you do not need to resubmit any documents if you previously requested that your Claim Forms be consolidated.

Q. Can I file my Claim Form Electronically?

A. Yes, you can submit your Claim Form by filling out an electronic version of the Claim Form on this website. Click here to make an electronic claim.

Q. What is the deadline for submitting a Claim Form?

A. Claim Forms must be postmarked no later than December 28, 2005. Claim Forms filed via the Claims Distribution website must be submitted no later than December 28, 2005.

Q. I received a check in the mail, but it was made out incorrectly. How can I get it reissued?

A. Please submit your request for a check reissue in writing to the Claims Administrator. Your letter must include your full name, claim number and control number, complete mailing address, daytime telephone number, and a brief statement explaining the reason for your letter and how the check should be reissued. Please be advised if the revision of how the check should be reissued differs from how the claim form was completed, you must also include documentation that supports the name change.

Please mail your letter to:

Visa Check/MasterMoney Antitrust Litigation
c/o Claims Administrator
PO Box 9000-6014
Merrick, NY 11566-9000

Your check will be reissued 4 weeks from the date the Claims Administrator receives your letter.

Q. I lost/misplaced my check. How can I get it reissued?

A. Please submit your request for a check reissue in writing to the Claims Administrator. Your letter must include your full name, claim number and control number, complete mailing address, daytime telephone number, and a brief statement explaining the reason for your letter.

Please mail your letter to:
Visa Check/MasterMoney Antitrust Litigation
c/o Claims Administrator
PO Box 9000-6014
Merrick, NY 11566-9000

Your check will be reissued within 4 weeks from the date the Claims Administrator receives your letter.